Private Insurance
Whether you’re relocating to Spain as a Digital Nomad, an EU citizen, or under the Non-Lucrative Visa (NLV), securing private health insurance is one of the most important steps in your move. Even though Spain has one of the strongest public healthcare systems in Europe, private insurance plays a crucial role in ensuring fast, comprehensive, and reliable medical access—especially during the transition into residency.
Private insurance is required for digital nomad or non lucrative visas
For many people moving to Spain, private health insurance is not optional—it is mandatory.
Digital Nomad Visa
Applicants must show a full-coverage, non-co-pay (sin copagos) private health insurance policy that:
- covers you in Spain
- is valid for the entire first year
- includes hospitalization and emergency care
Non-Lucrative Visa
This visa also requires full private medical insurance with:
- no deductibles or co-payments
- coverage equivalent to the Spanish public system
- 12-month validity